UAE GPSSA Pension Contribution & Net Salary Calculator
احسب نسبة اقتطاع التقاعد الشهري لمواطني دولة الإمارات ودول مجلس التعاون في القطاعين الحكومي والخاص وفق مرسوم قانون رقم 57 لسنة 2023 وتحديد الراتب الصافي.
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Calculation Methodology & Statutory Rules
Calculates GPSSA (General Pension and Social Security Authority) pension contributions and net take-home salary for UAE National employees.
Under Federal Decree-Law No.
57 of 2023: Contribution salary is capped at AED 70,000 in Private Sector and AED 100,000 in Public Sector.
Employee Contribution = 11% of Capped Contribution Salary.
Employer Contribution = 15% of Capped Contribution Salary (Private sector employer pays 12.5% + Government pays 2.5% support via Nafis for private sector Emiratis).
Total Contribution = 26%.
Under Federal Law No.
7 of 1999: Employee Contribution = 5% of Contribution Salary (capped at AED 50,000 in private sector).
Employer Contribution = 12.5% (Private) or 15% (Public).
Employee Net Salary = Gross Salary - Employee Pension Contribution.
Frequently Asked Questions
Q1.How are the calculations determined for UAE GPSSA Pension Contribution & Net Salary Calculator?
Calculations adhere strictly to UAE Federal laws and decrees (including Corporate Tax Law No. 47 of 2022 and UAE Labor Law No. 33 of 2021) for the 2026 tax year.
Q2.Are Free Zone entities subject to Corporate Tax?
Qualifying Free Zone Persons (QFZPs) benefit from a 0% corporate tax rate on Qualifying Income derived from transactions with other Free Zone persons or qualifying foreign trade, while non-qualifying income is taxed at the standard 9% rate.
Disclaimer: Results are estimates based on standard tax rules for the 2026 tax year and are provided for informational purposes only. Individual circumstances (deductions, credits, specific state/local rules) may significantly affect your actual tax liability. Always consult a qualified tax professional or accountant for advice specific to your situation.