UK Stamp Duty Tax Calculator (SDLT, LBTT, LTT)
Calculate exact property transfer taxes for England, Scotland, and Wales. Factor in first-time buyer relief, second home surcharges, and non-resident tax rates.
Enter Your Details
Enter your details and click Calculate
Fill in your details on the left to see your full tax breakdown and analysis.
Recommended Tools
SponsoredSage
Market-leading accounting and invoicing software for businesses and entrepreneurs.
Shopify
The all-in-one commerce platform to start, run, and grow your business worldwide.
Calculation Methodology & Statutory Rules
England & Northern Ireland SDLT 2026/27: Standard rates: £0–£125k 0%, £125k–£250k 2%, £250k–£925k 5%, £925k–£1.5m 10%, >£1.5m 12%.
First-Time Buyer Relief: 0% up to £425,000, 5% on £425,000–£625,000 (no relief above £625k).
Additional Property / Company Surcharge: +3% across all bands.
Non-UK Resident Surcharge: +2% extra.
Scotland LBTT: £0–£145k 0%, £145k–£250k 2%, £250k–£325k 5%, £325k–£750k 10%, >£750k 12% (FTB relief threshold £175k).
Scotland Additional Dwelling Supplement (ADS): flat 6% surcharge on total price for second homes.
Wales LTT: £0–£225k 0%, £225k–£400k 6%, £400k–£750k 7.5%, £750k–£1.5m 10%, >£1.5m 12% (Higher rates for additional properties: 4% to 16%).
Frequently Asked Questions
Q1.What are the SDLT tax rates for England and Northern Ireland in 2026/27?
For main residence buyers in England & NI, standard SDLT rates are: 0% on the first £125,000, 2% from £125,001 to £250,000, 5% from £250,001 to £925,000, 10% from £925,001 to £1,500,000, and 12% on the portion above £1.5 million.
Q2.How does First-Time Buyer Stamp Duty relief work in 2026?
First-time buyers in England & NI pay 0% SDLT on property purchases up to £425,000 and 5% on the portion between £425,000 and £625,000. If the purchase price exceeds £625,000, no relief is available and standard SDLT rates apply to the entire amount. In Scotland, LBTT FTB relief raises the zero-tax threshold to £175,000.
Q3.What is the additional property surcharge for buy-to-let or second homes?
In England and Northern Ireland, purchasing an additional residential property (or via a limited company) incurs a 3% surcharge on top of standard SDLT rates. In Scotland, the Additional Dwelling Supplement (ADS) is a 6% flat surcharge on the total purchase price. In Wales, Higher Residential Rates apply starting at 4%.
Q4.When must Stamp Duty be paid after completing a property purchase?
SDLT / LBTT / LTT returns must be submitted and tax paid to HMRC / Revenue Scotland / Welsh Revenue Authority within 14 days of property transaction completion. Conveyancing solicitors usually submit this on your behalf.
Disclaimer: Results are estimates based on standard tax rules for the 2026 tax year and are provided for informational purposes only. Individual circumstances (deductions, credits, specific state/local rules) may significantly affect your actual tax liability. Always consult a qualified tax professional or accountant for advice specific to your situation.